Don't Panic

Don't Panic
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Monday, 6 July 2009

how I got from house to boat

I have been asked how I got from house to boat, so here we go:
What I was going from:
I was working for the Church of England as a Church Army evangelist in Devon. The Church had given me a very nice house to live in and a good standard of living but they don't pay enough to allow you to save serious money. So when I decided that I needed to leave, I was faced with the prospect of not only being jobless but also homeless. I had some savings, but not enough for even a tiny house deposit. So I was facing the prospect of renting a flat somewhere and then looking for a job. It didn't feel like much to look forward to!
Why a boat:Then in January 2008 I saw a programme about narrowboats and was immediately attracted to the idea of living afloat. I was no stanger to boats having almost been born on one and then having every family holiday one one as I was growing up. However this time would be different as, firstly I would be living on it full time and secondly I would be operating her single handedly. So I took myself off to a boat handling course in Stourport where an RYA accredited instructer and all round good egg, Rod Fox, put me through my paces and where I earned my helmsman certificate. Having established that it was possible to handle a boat alone, I then travelled the country talking to loads of friendly and helpful boaters, and listening to their advice with regard to choosing and buying a boat.
Looking: In the February I got a fairly whopping bank loan so that from then on I was committed to doing it. Very scary but very exciting! I visited many boatyards and marinas looking for both a boat (of which there are many) and a residential mooring (of which there are few I could afford). I decided that, since I was new to all this, living in a marina to begin with would be sensible and eventually I found Barton Marina on the Trent and Mersey. They could not have been more helpful and welcoming and the price of mooring was much cheaper than any of the British Waterways tendered moorings.
Scary credit crunch: Then in the summer, the credit crunch struck. I had put all my bank loan and savings into a lovely bank that was giving me oodles of interest, a nice bank in... Iceland! As soon as I got a whiff of trouble, I moved my money to a British Bank. However the bank in Iceland crashed on the day after I asked for the money to be transferred and that day, when I checked my balance it showed nil in Kaupthing Edge and nil in my home account! I can't tell you how terrified I was - my money had disappeared.
Find out what happened next when I post again!

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